INCOME PROTECTION

This form of insurance protects your greatest asset - your ability to earn!

Suffering a setback, due to ill health, does not mean that your financial well-being should also suffer. If illness and accidents leave you unable to work, income protection can protect you from such consequences.

WHAT IS IT?

Disability Income Protection provides you with a monthly payment if you are unable to work, due to illness or injury, for more than ten hours a week.

GOOD REASONS TO HAVE INCOME PROTECTION

• UNEXPECTED ILLNESS
  The chance of becoming disabled is greater than you might think.
• KEEPING YOUR HOUSEHOLD RUNNING
  Without an income, mounting debts can cause additional stress. How long could you afford to cover your monthly bills, without completely draining any savings safety net?
• A CHANCE TO RECUPERATE.
  With an income protection, to help meet your financial commitments, you can focus on recovery.
• A QUICK RETURN TO WORK
  Where appropriate, the insurer can give you a helping hand in returning to work, with expert claims managers assisting and coordinating your rehabilitation.
• OR A NEW VOCATION
  If you cannot return to your usual occupation, the insurer may assist with the costs associated with vocational retraining. Care needs to be taken on setting up an income protection policy. It is most important to talk this through with your consultant so that there is no confusion if, and when, a claim occurs.